HIGH COST OF HEALTH INSURANCE HURTING YOUR BENEFIT PROGRAM? 

It doesn't mean you have to PAY the entire cost!    Many of these benefits can be VOLUNTARY and paid on a PRE-TAX basis, with savings to both the employer and the employee.  Cafeteria Plans (IRS Section 125) provide for pre-taxing:

• Premiums

• Dependent Child Care - On Payroll Deduction Basis

• Unreimbursed Medical Expenses.